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Commercial Insurance
Commercial Insurance Coverage Options
Discover Michigan business insurance solutions designed for Metro Detroit companies of all sizes—from small business insurance for startups to commercial insurance for established enterprises. Get essential protection like commercial property, workers' compensation, and commercial auto coverage, plus specialized policies tailored to your industry’s unique risks.
General Liability
Protects your business from common risks like customer injuries, property damage, or advertising disputes, covering legal fees and settlement costs if you’re sued.
Business Owners Policy
Bundles general liability and commercial property insurance into one affordable package, often adding business interruption coverage for unexpected closures.
Professional Liability
Safeguards against claims of errors, negligence, or missed deadlines in your professional services (e.g., consulting, design, or legal work).
Commercial Property
Covers physical assets like buildings, equipment, inventory, and signage against fire, theft, storms, or vandalism.
Real Estate Insurance
Tailored for real estate investors and developers, including landlord policies, vacant property coverage, apartment complexes, habitational risks, and builders’ risk during construction.
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Commercial Auto
Insures company-owned vehicles (cars, trucks, vans) and includes motor carrier coverage for transport businesses or cargo protection for shipped goods.
Workers' Compensation
Provides medical care and wage replacement for employees injured on the job, while shielding employers from most workplace injury lawsuits.
Not what you're looking for? We can do much more! Call an agent today (313) 922-7709
The average annual cost of landlord insurance in Michigan is around $1,777, though premiums can vary based on property value and location.
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