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Personal Insurance Coverage Options

Protect your Michigan home, classic car, or motorcycle with customizable insurance coverage solutions, including Detroit house insurance coverage, dwelling fire, flood, and vacant house coverage for peace of mind. Explore specialized policies for Michigan classic car insurance coverage, motorcycles, RVs, manufactured homes, and high-value specialty properties—tailored to your unique needs.

Homeowners

 Commercial insurance coverage protects your business from common risks like customer injuries, property damage, or advertising disputes, covering legal fees and settlement costs if you’re sued. 

Dwelling/Fire

 Basic, Broad and Special form house insurance coverage are available and permitted occupancies include owner, seasonal, seasonal rental and rentals. Liability insurance coverage can be added to most policies. 

Manufactured Homes

 New or old, doublewide or singlewide, we can customize programs that can you manufactured house insurance coverage needs! 

Specialty Homes

 Protect your upscale property with high-value house insurance coverage designed for luxury homes, custom estates, and high-net-worth residences in Michigan- ensuring your valuable assets, art collections, and smart home features are fully safeguarded. 

Motorcyles & Recreational Vehicles

 Get specialized Michigan motorcycle insurance coverage with flexible options for cruisers, sport bikes, and touring models, plus recreational vehicle (RV) coverage for motorhomes, campers, and trailers—ensuring protection on every journey with roadside assistance, total loss replacement, and accessory coverage. 

Classic Cars

 Protect your prized classic, antique, or collector car insurance coverage with specialized Michigan classic car insurance featuring agreed value coverage, spare parts protection, and flexible usage terms for shows, parades, and pleasure driving. 

Small Boats/Yachts

 Protect your Great Lakes adventures with Michigan boat insurance coverage tailored for powerboats, sailboats, and yachts, featuring agreed value coverage, wreck removal, and on-water towing—ideal for Detroit boaters and lakeside communities. 

Property insurance coverage not what you're looking for? We can do much more! Call an agent today (313) 922-7709

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The average annual cost of homeowners insurance in Michigan in 2024 is $1,853, which is $570 less than the national average of $2,423.


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